1. Register Your Address (Anmeldung)
Before you do anything else, you’ll need to register your residence at your local Bürgeramt (citizen’s office). This process is called Anmeldung, and it’s the key to unlocking almost everything else (bank accounts, tax ID, etc.).
- Book an appointment. Early slots can fill up fast (for Erlangen, it is not needed).
- Bring your rental contract and confirmation form (Wohnungsgeberbestätigung).
- Once registered, you’ll receive your Meldebescheinigung (registration certificate).
Erlangen Address: Rathauspl. 1, 91054 Erlangen
Nuremberg Address: Äußere Laufer G. 25, 90403 Nürnberg
2. Open a Bank Account
Next up: finances. You’ll need a German bank account (Girokonto) to receive your salary, pay rent, and manage everyday expenses.
Commerzbank (Highly Recommended for Students)
If you’re in Erlangen or Nuremberg, Commerzbank and Sparkasse are great options because staff at these branches usually speak English, which makes the process smoother for newcomers.
- Step 1: Fill out the online form before visiting the branch.
- Step 2: At the appointment, don’t forget to mention your age. Commerzbank offers a free student account up to age 27.
Step 3: Let them know you are a student so you can avoid monthly charges.
Alternative Options (Digital Banks)
If you prefer quick online setups and instant transfers (even on weekends), these digital banks are worth checking out:
- Revolut – Easy app-based banking, good for international transfers.
- N26 – Fully digital German bank, English-friendly interface, and super-fast money transfers.
3. Get a SIM Card or Phone Contract
Staying connected is crucial. Luckily, Germany has plenty of mobile providers.
- You can start with a prepaid SIM card for added flexibility.
- For longer stays, a contract plan (Handyvertrag) might be cheaper.
- Popular providers include Telekom, Vodafone, and O2, along with low-cost options like sim.de, blacksim, and AldiTalk.
4. Health Insurance (Krankenversicherung)
Health insurance is mandatory in Germany. You’ll need to choose between public insurance (gesetzliche Krankenversicherung) and private insurance (private Krankenversicherung), depending on your situation.
- Employees usually default to public providers like TK, AOK, or Barmer.
- Freelancers may need to explore both public and private options.
- Proof of insurance is required for residence permits, so don’t delay this step.
5. Get Your Tax ID (Steueridentifikationsnummer)
After registering your address, you’ll automatically be issued a Tax ID by post.
- This number is essential for starting a job.
- Keep it safe, you’ll use it throughout your time in Germany.
6. Public Transport Pass
For everyday commuting, the Deutschlandticket is one of the best options.
- Students at FAU (Friedrich-Alexander-Universität Erlangen-Nürnberg) get a €20 discount on the Deutschlandticket (subject to change each semester).
- With this ticket, you can use all local and regional transport (buses, trams, S-Bahn, U-Bahn, and regional trains).
- Not valid on ICE or IC trains (long-distance travel).
- The discount makes it a budget-friendly way to explore Erlangen, Nuremberg, and beyond.
0 Kommentare